As parents some of us find it difficult to start saving. Many of us have 401K/403B plans through our jobs so we believe that’s saving or some think how can I possibly save any money, there’s never any left over?!?!?!?!? As parents we need a rainy day fund, especially if you have a children, a car, a house or WHATEVER!!! There will always be a time when the unexpected happens.
I started saving early in life, so I was able to buy my first home at 28 years old. I knew I wanted to own a piece of real estate because it had always been a goal. I saved my tax returns every year for three years and I was able to amass enough money for my down payment. I know that’s not for everyone, but I set a goal and went for “the dream.” I am now older, have children, run a small business and I am crazy busy (like all of us). I am not as diligent in saving so when these tools were presented to me, I jumped on them. I have been using these tools over the last few months, they have worked for me and it has removed the “savings worry” from my thoughts.
Here are the savings tools….. READ MORE