As parents some of us find it difficult to start saving. Many of us have 401K/403B plans through our jobs so we believe that’s saving or some think how can I possibly save any money, there’s never any left over?!?!?!?!? As parents we need a rainy day fund, especially if you have a children, a car, a house or WHATEVER!!! There will always be a time when the unexpected happens.
I started saving early in life, so I was able to buy my first home at 28 years old. I knew I wanted to own a piece of real estate because it had always been a goal. I saved my tax returns every year for three years and I was able to amass enough money for my down payment. I know that’s not for everyone, but I set a goal and went for “the dream.” I am now older, have children, run a small business and I am crazy busy (like all of us). I am not as diligent in saving so when these tools were presented to me, I jumped on them. I have been using these tools over the last few months, they have worked for me and it has removed the “savings worry” from my thoughts.
It is a journey to finding your purpose. On this journey, I have learned many things about myself which can be good and bad, but I know that it has changed me for the better. We all have a purpose, mine seems to change every few years, but that is what I find to be apart of growth. What I have come to realize is that there are no limitations to what I can achieve and for that reason, I keep moving forward.